Happy US Thanksgiving!

Agenda

• Antitrust Policy and introductions -  VB duration-depends on participation
• Talk on FATF Digital Identity Guidance. @Stephane Mouy -10 minutes with 3 for questions
  
• A talk by Nitin Agarwal on India stack: digital lockers & consent layer (expect a Q&A)
• Sovrin Foundation Guardianship white paper published: https://sovrin.org/wp-content/uploads/Guardianship-Whitepaper.pdf
• Future talks (we are working with some of these folks on nailing down dates)
  
  • A talk by Kim Cameron .
  • DLT/SSI integration (Ajay Jadhav)
    
  • ID2020: What happened and why is it important Vipin Bharathan
  • A Talk by Darrell O'Donnell on Digital Wallets - Will happen on December 11. No call on December 25
• Ongoing:
  • Identity WG Implementer call - report - 
    • Meeting Notes 2019-11-21+Identity+WG+Implementers+Call Daniel Bluhmor Richard Esplin or anyone who was on the call
  • A GitHub repo was created under Hyperledger for IDWG; Details to follow.
    
  • Discuss  IDWG paper
    
    • Aadhaar section-look at reworked areas - Nitin Agarwal/Kaliya Young
  • Kiva - current status. After the UNGA- any one from Kiva (Matt Raffel or Camilo Parra )
  • Implementing metrics from Chaoss... DCIWG- let us discuss.
    

Zoom Call:

https://zoom.us/my/hyperledger.community

Attendees

• Vipin Bharathan- dlt.nyc
• Stephane Mouy
• Nitin Agarwal
• kellycooper.2ds
• Amit
• DeutscheBorse
• Gary de Beer
• Kaliya Identity Woman
• Kalyan
• Kamlesh
• Michelle Benham
• Nitin
• Ravikank Agrawal
• stmouy
• Sze wong
• Todd Gehrke

FATF Areas of focus - Please provide feedback.

1. Are there any specific money laundering / terrorist financing risks, that arise from the use of digital identity systems for CDD, other than those already mentioned in Section IV of the guidance?
   If so, how can they be addressed and by whom? Are there specific opportunities for combating money laundering / terrorist financing that are not already mentioned in the guidance?
   
   
2. What is the role of digital ID systems in ongoing due diligence or transaction monitoring?
   a. What information do you capture under authentication at on-boarding and during authorization for account access? Who captures this data?
   b. Is the authentication data you capture relevant to ongoing anti-money laundering and counter terrorist financing due diligence and/or transaction monitoring? If yes, how?
   
   
3. How can digital ID systems support financial inclusion?
   a. How can digital ID systems with different assurance levels for identity proofing/enrollment and/or authentication be used to implement tiered CDD, allowing clients a range of account functionalities depending on the extent of CDD performed, and particularly in situations of lower risk? Please provide any practical examples.
   b. Have you adopted lower assurance levels for identity proofing to support financial inclusion? What additional measures do you apply to mitigate risks? Please provide any practical examples.
   c. How can progressive CDD via digital ID systems aid financial inclusion (i.e. establishing greater confidence in a customer’s identity over time)?
   
   
4. Does the use of digital ID systems for CDD raise distinct issues for implementing the FATF record-keeping requirements?
   a. What records do you keep when you use digital ID systems for CDD?
   b. What are the challenges in meeting record-keeping requirements when you use digital ID systems for CDD?
   c. If you keep different records when using digital ID systems for on-boarding, does this impact other anti-money laundering and counter-terrorist financing measures (for example ongoing due diligence or transaction monitoring)?