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System Owners(Ankh Negus)
HyperLedger Foundation
Linux Foundation
3rd Party Agents(LSM business owners)
Systems Administrators and Developers
End Users
Key Activities
Decentralized money transfers
Remittance advise
Decentralized digital marketplace and services
Digital deposits
Value Proposition
P2P mobile payments
Bill payment(Utilities, Airtime, Data, Retailer)
Deposits and withdrawals
AI support services
Undocking(Offline system cache)
Split payments
Multichannel E-commerce platform(3rd party agents and Retailers)
Customer Relationships
Money transfer between family and friends, employers and employees
Deposits and withdrawals
Use Cases
Other use-cases of P2P including peer to peer loans, peer-to peer car rental, peer to peer payments and peer to peer insurance.
Channels
Multichannel digital marketplace
Social media campaign
Place product on marketplace
App Store
Customer Segments
LSM(Lower Segmented Markets)
People with no bank accounts
World remittance
Telecommunication , Banks, Retailers, Brands and agencies
3rd party agents(Owner of : Tuck-shop, Salons, Taverns, Carwash, Taxi driver and Informal Traders
Revenue Streams
Direct sales of the product to customers(Legislated deposit fee)
Online sales fees
Monthly offline service fee
Direct and Native Advertising
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We feel Mbeche mobile money transfer app will be a disruptive innovation in South Africa , by banking the un-bankable and allowing SMME’s to enter the market. More than ever Mbeche will allow business and clients from low income groups to enter the e-commerce space and participate in the economy
Solution
a. We at Ankh Negus have a solution for this we will be working with the Tuck-shop owner, the Salon owner, the Tavern owner, Carwash owner, the Taxi driver and the Informal Traders. With our platform our users will be able to pay utilities like electricity bills, buy airtime and data and pay any retail fee.
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(0.1) In 2016 Thabo applied for the IBM enterprise development program in cooperation with Raizcorp and successfully completed with distinction. Benefits include lifetime IBM business partner and cloud credit worth $140 000.00. https://www.raizcorp.com/i-am-ready-to-take-on-the-world/
https://ventureburn.com/tag/thabo-moshoane/
Thabo Moshoane’s technical skills are polylogic . Skill set include (Architecture designs, Network design, Database design, Multi programming languages including (HTML, Java, C#, Python, SQL, Delphi, PhP) . Thabo Moshoane also completed his Diploma in 2006 and was placed 2nd nationally for Systems Development. Skills also include communication, business analysis, management, operational research and IBM cloud specialist.
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(0.1) Graphics designing
(0.2) Business analysis
2. Vuyani Ngcana - Lead Front End Developer
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8. Themba Ndwene - System Administration
b. We do need support developing the blockchain solution, we also need support with front end development.
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Quarter 4 - Beta dApp tests
- Tests by product users
b. Ankh Negus plans to partner with local municipalities to offer an extension of our services to townships and rural locations. We will empower the youth by training and assigning a hub as their own getting support from Ankh Negus to run their internet cafe’s.
c. The mobile communications industry is often subject to unpredictable and higher direct and indirect taxes in our countries of operation. Other volatile macroeconomic conditions – such as fluctuating foreign exchange and inflation rates can weaken Consumer and Enterprise spend, reducing revenue and impacting negatively on operating costs and capital expenditure. A priority market review on both Wholesale and Retail can result in an increase in regulatory requirements. Stringent regulatory requirements set by the regulator or legislation could have an impact on profitability, growth and services and intensified competition from a variety of new and existing technology providers, new market entrants and competitors. A major failure in critical network or information technology assets – for example, through natural disasters, insufficient preventative maintenance, or malicious attack – would have a profound impact on our customers, revenues and reputation.